Radiant Life Financial 瑞光金融

Insurance companies calculate your premium based on how risky you are to insure. A clean driving record and more experience typically lead to lower rates. Your location matters because areas with more accidents or thefts have higher premiums. The type of car you drive (repair costs, safety features) and how often you use it (commuting vs occasional use) also play a big role. Even past claims can impact your pricing.

✉️yvonne.au@radiantlifeinsurance.ca
📞647-980-2998

#Insurance
#insurancetips
#financialeducation
#insurance101
#CoverageReview #radiantlifefinancial

A deductible is the portion of a claim you must pay out of pocket before your insurance company steps in. For example, if you have a $1,000 deductible and $5,000 in damages, you pay $1,000 and insurance covers the remaining $4,000. Choosing a higher deductible usually lowers your monthly premium, but it also means more financial responsibility in the event of a claim. It’s important to choose a deductible you can comfortably afford.

✉️yvonne.au@radiantlifeinsurance.ca
📞647-980-2998

#Insurance #deductible #premium #financialeducation
#insurance101 #radiantlifefinancial

很多人以為理財規劃，是做出一個完美的計劃... 但其實完全不是

如果你想要的是策略，而不是被推銷產品 📩 可以找我聊聊

Tim Chuang, CFP (认证理财规划师）
📨tim.chuang@radiantlifeinsurance.ca
📞647-688-1627

#理财规划 #瑞光金融 #瑞光

市場在跌、戰爭升溫…你是不是在想：要不要全部賣掉?💰

別在虧損時急著賣出，因為市場反彈往往來得又快又突然；等到覺得安全才進場，通常已經錯過漲幅。投資的關鍵不是猜時機，而是承受波動、避免情緒化操作。

市場再亂，也不該靠情緒做決定——如果你想有一套清晰、可執行的投資策略，現在就聯絡我，讓專業的財務規劃幫你穩住每一步。

📨tim.chuang@radiantlifeinsurance.ca
📞647-688-1627

#瑞光 #瑞光金融 #财务规划 #市场