Home & Auto Insurance

Service brought to you by ETC Insurance Inc.

Car Insurance

Protect your car and everyone in it. Regardless of the type of vehicle you drive, a car, van, SUV, or pickup truck, you are required by law to have a car insurance policy wherever you are in Canada.

Car insurance provides you with financial protection against physical damage or bodily injury resulting from an accident or collision, as well as the liability you face that may arise from incidents that occur driving a vehicle whether you own it or not.

Factors effect your rate:

  • Age and gender
  • Marital status
  • Where you live
  • Driving experience and driving record
  • Type of vehicle
  • Annually kilometres
  • Insurance history

 

汽車保險

保護您的汽車和車內所有人。在加拿大無論您身處任何地方,當您駕駛的任何車輛 (不論汽車、貨車、SUV 或Pickup 貨車) 法律都要求您擁有汽車保險險。

無論您是否擁有該車輛,汽車保險為您提供經濟保障,防止因事故或碰撞而造成的財物損害或人身傷害,以及因駕駛車輛發生的事故而可能產生的責任。

影響各下保費的因素:

  • 年齡和性別
  • 婚姻狀況
  • 居住的地方
  • 駕駛經驗和駕駛記錄
  • 車輛類型

Home Insurance

Protect your home and family against theft, loss, and damage from unexpected. Home insurance is not legally required in Canada, however your mortgage lender will require you to have it.

Type of home insurance:

  • Condominium
  • Tenant
  • Seasonal cottage
  • Landlord

Coverage:

  • Contents – clothing, furniture, electronics, etc. Better to keep a record of your belongings.
  • Liability – protect you if someone is injured on your property, damage is caused to your neighbours by your property. It will help to protect you whether someone sues you or not.
  • Living expense – cost
  • Protect your stuff and personal belongings.

 

房屋保險

保障您的房屋和家人免受盜竊、損失和意外的損壞。在加拿大法律沒有規定買房屋保險要求,但您的房貸機構會要求各下購買,保障貸款人的權益。

房屋保險類型:

  • 公寓
  • 租戶
  • 季節性小屋
  • 房東

保障範圍:

  • 物品—衣服、家具、電子產品等。記錄下您的財物。
  • 責任—保障各下有人在您的房子範內受傷,或者因您房子對您的鄰居造成損害。無論在是否有人起訴您的情況下,亦會對您作出保障。
  • 生活費—成本。
  • 保護您的財物和個人物品。

Business Insurance

Protect your business without the hassle. Regardless of the size of your business, having Commercial General Liability Insurance is critical to its survival.

Choose from our range of customizable commercial business insurance products and services to keep your business operational in the event of the unexpected.

Type of Business insurance:

  • General Liability
  • Professional Liability
  • Errors and Omissions
  • Director and Officers Liability
  • Cyber Liability
  • Commercial Auto
  • Commercial Property
  • Business Interruption

 

商業保險

輕鬆保護您的業務。無論您的企業規模如何,擁有商業一般責任保險對您至關重要。
從我們一系列可定制的商業保險產品和服務中進行選擇,以在發生意外時保持您的業務運營。

商業保險類型:

  • 一般責任
  • 職業責任
  • 錯誤和遺漏
  • 董事和高級職員的責任
  • 網絡責任
  • 商用汽車
  • 商業地產
  • 業務中斷

Contact Us

Property and Casualty Insurance : Yvonne Au

Phone: 647-980-2998

Email: yvonne.au@etcinsurance.ca