Objective Advice is Most Important Decisions
As you approach retirement, financial decisions become less about accumulation — and more about income security, tax efficiency, and legacy clarity. Our financial planning service is designed for clients who want unbiased, professional advice without product pressure. This service is especially valuable for pre-retired and retired clients who want:
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A clear retirement income and cash-flow plan
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An objective review of existing investments and insurance
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Estate and tax exposure identified before it becomes a problem
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Confidence that everything works together — not in silos
以客戶利益為本的收費制理財規劃
進入退休前後，理財的重點不再只是累積資產，而是 退休收入的穩定性、稅務效率，以及遺產安排的清晰度。收費制理財規劃，專為希望獲得客觀、專業建議的客戶而設。我們不受佣金影響，所有建議都以您的最佳利益為依歸。
這項服務特別適合即將退休或已退休的客戶，協助您：
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建立清楚且可持續的退休現金流
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客觀檢視現有投資與保險安排
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及早識別遺產與稅務風險
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將各項規劃整合成一個完整藍圖
Depends on complexity, we have three packages:
依照客人的情況，複雜程度，我們有三個收費方案：
Our goal is simple: to give you clarity, control, and peace of mind for the years ahead. Let’s plan your radiant life together. Please reach out to us for more details.
我們的目標很單純：讓您在未來的人生階段中，感到安心、清楚、可掌控。我們可以一起擬定一個特別爲您量身定做的理財服務和收費方法。請和我們聯絡。
Protecting, Managing, and Transferring Wealth with Intention
Wealth management at Radiant Life Financial is about preserving what you’ve built, supporting your lifestyle, and ensuring your wealth is transferred efficiently and thoughtfully. For pre-retired and retired clients, our wealth management focuses on:
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Sustainable income and capital preservation
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Tax-efficient investment structures
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Insurance strategies to support estate planning
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Coordinating investment decisions with your estate plan
As life evolves, markets change, and family dynamics shift, your strategy should adapt — calmly and deliberately.
Why This Matters Today
Many families have accumulated wealth over decades — but without proper planning, taxes, probate, and complexity can quietly erode it. Our role is to help ensure your wealth:
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Supports your life
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Protects your family
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Reflects your values
That is what a Radiant Life looks like.
以傳承為目標的財富管理
在 Radiant Life Financial，財富管理不只是投資報酬，
而是 守護成果、支持生活品質，並有智慧地傳承資產。
對於即將退休或已退休的客戶，我們的財富管理著重於：
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穩定現金流與資本保全
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具稅務效率的投資架構
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配合遺產規劃的保險策略
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投資決策與遺產計劃的整合
隨著人生階段、市場環境與家庭需求的變化，您的財務策略也應該從容調整，而非倉促應對。
為何在今天尤其重要
許多家庭用數十年累積財富，
卻因缺乏整體規劃，在稅務、遺產程序與複雜性中被慢慢侵蝕。
我們的角色，是確保您的財富：
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真正支持您的人生
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妥善照顧您的家人
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傳遞您重視的價值
這，正是 瑞光人生 的核心。
